Business financing referrals · Care service businesses

Explore funding for the operation behind your care services.

Care service operations may need equipment, premises work or payroll resources before client payments arrive. Describe the business expense using operational information, without sharing private care records.

Illustration of care service businesses and their working space
Illustration of care service businesses equipment and workspace

Needs to describe

Identify the purpose of the funding

01

Service equipment

The equipment request should reflect the services the business is qualified to provide. Include delivery, training and maintenance requirements for the proposed purchase.

02

Facility needs

Access improvements, furnishings and service areas may involve staged contractor payments. Budget for the work and any temporary changes to normal operations.

03

Costs of day-to-day operations

Staffing, transport and supplies can fall due before a contract payment is received. Define the operating period and use confirmed payment terms where available.

Collect the key details

A useful checklist before you begin

Gather the business basics and check the expense calculation before you begin the application.

  • 01Your purchase plan, estimated cost and schedule
  • 02Your revenue bracket and how long the business has run
  • 03Your business category, name and approximate credit band
  • 04The owner’s contact information and phone access

Moving your request forward

Follow your request through the next steps

01

Amount, use and timing

Identify the expense and select the funding purpose and urgency that correspond to it.

02

Operating information

Complete the business-name, industry, revenue and history fields together with the approximate credit range.

03

Review and send

Check your answers, review the consent wording and use the verification code before submitting the request.

Illustration of care service businesses equipment and workspace
Illustration of care service businesses equipment and workspace

Care service businesses · funding preparation

Account for the interval before customers pay

Keep recurring service revenue separate from new contracts that have not started. The funding request should explain the operational gap rather than disclose information about individual care recipients.

Information for business owners

Points to review before starting

What should I understand about provider referrals?

The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.

How does a provider decide?

The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.

Why can request timelines differ?

Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.

How do contact preferences affect the request?

Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.

Describe the business goal

Make your next business purchase the starting point

Use the form to present your business funding need, including the amount and purpose of the request.